/* ============================================
   Calculator Page Styles
   ============================================ */

/* Calculator Hero */
.calculator-hero {
    text-align: center;
}

.calculator-hero p {
    margin: 0 auto;
}

/* Calculator Section */
.calculator-section {
    padding: 3rem 0 5rem;
    background: var(--gray-50);
}

.calculator-container {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 2rem;
    align-items: start;
}

/* Calculator Form */
.calculator-form {
    background: var(--white);
    border-radius: var(--radius-xl);
    padding: 2.5rem;
    box-shadow: var(--shadow-lg);
}

.calculator-step {
    display: none;
}

.calculator-step.active {
    display: block;
    animation: fadeIn 0.3s ease;
}

@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(10px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.calculator-step h2 {
    font-size: 1.5rem;
    color: var(--dark);
    margin-bottom: 1.5rem;
    padding-bottom: 1rem;
    border-bottom: 2px solid var(--gray-100);
}

/* Form Elements */
.form-group {
    margin-bottom: 1.5rem;
}

.form-group label {
    display: block;
    font-weight: 600;
    color: var(--dark);
    margin-bottom: 0.5rem;
}

.form-input,
.form-select {
    width: 100%;
    padding: 1rem 1.25rem;
    font-size: 1rem;
    border: 2px solid var(--gray-200);
    border-radius: var(--radius-lg);
    background: var(--white);
    transition: var(--transition);
    font-family: inherit;
}

.form-input:focus,
.form-select:focus {
    outline: none;
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

.form-select {
    cursor: pointer;
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' viewBox='0 0 24 24' fill='none' stroke='%236b7280' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 1rem center;
    padding-right: 3rem;
}

/* Form Buttons */
.form-buttons {
    display: flex;
    gap: 1rem;
    margin-top: 2rem;
}

.btn-next,
.btn-calculate {
    flex: 1;
}

.btn-prev {
    background: var(--gray-100);
    color: var(--gray-700);
    border: none;
}

.btn-prev:hover {
    background: var(--gray-200);
}

.btn-small {
    padding: 0.75rem 1.25rem;
    font-size: 0.875rem;
    display: block;
    text-align: center;
    margin-top: 1rem;
}

/* Calculator Results */
.calculator-results {
    display: none;
}

.calculator-results.active {
    display: block;
    animation: fadeIn 0.5s ease;
}

.calculator-results h2 {
    font-size: 1.5rem;
    color: var(--dark);
    margin-bottom: 1.5rem;
    text-align: center;
}

.results-card {
    background: var(--gradient-1);
    border-radius: var(--radius-xl);
    padding: 2.5rem;
    text-align: center;
    color: var(--white);
    margin-bottom: 2rem;
}

.estimated-rate {
    display: flex;
    flex-direction: column;
    align-items: center;
    margin-bottom: 1.5rem;
}

.rate-label {
    font-size: 0.875rem;
    opacity: 0.9;
    margin-bottom: 0.5rem;
}

.rate-value {
    font-size: 4rem;
    font-weight: 800;
    line-height: 1;
    margin-bottom: 0.25rem;
}

.rate-sublabel {
    font-size: 1rem;
    opacity: 0.8;
}

.rate-range {
    font-size: 0.9375rem;
    opacity: 0.9;
    margin-bottom: 0.5rem;
}

.annual-rate {
    font-size: 1rem;
    padding-top: 1rem;
    border-top: 1px solid rgba(255, 255, 255, 0.2);
}

/* Results Breakdown */
.results-breakdown {
    background: var(--gray-50);
    border-radius: var(--radius-lg);
    padding: 1.5rem;
    margin-bottom: 2rem;
}

.results-breakdown h3 {
    font-size: 1rem;
    color: var(--dark);
    margin-bottom: 1rem;
}

.factors-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 0.75rem;
}

.factor-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0.75rem;
    background: var(--white);
    border-radius: var(--radius);
    font-size: 0.875rem;
}

.factor-label {
    color: var(--gray-600);
}

.factor-impact {
    font-weight: 600;
}

.factor-impact.positive {
    color: var(--success);
}

.factor-impact.negative {
    color: var(--danger);
}

.factor-impact.neutral {
    color: var(--gray-500);
}

/* Results CTA */
.results-cta {
    background: linear-gradient(135deg, #fef3c7 0%, #fde68a 100%);
    border-radius: var(--radius-lg);
    padding: 2rem;
    text-align: center;
    margin-bottom: 1.5rem;
}

.results-cta h3 {
    color: var(--dark);
    margin-bottom: 0.5rem;
}

.results-cta p {
    color: var(--gray-700);
    margin-bottom: 1.5rem;
}

/* Calculator Sidebar */
.calculator-sidebar {
    position: sticky;
    top: 100px;
}

.calculator-sidebar .sidebar-box {
    background: var(--white);
    padding: 1.5rem;
    border-radius: var(--radius-lg);
    margin-bottom: 1rem;
    box-shadow: var(--shadow-md);
}

.calculator-sidebar .sidebar-box h3 {
    font-size: 1rem;
    color: var(--dark);
    margin-bottom: 0.75rem;
}

.calculator-sidebar .sidebar-box p {
    font-size: 0.9375rem;
    color: var(--gray-600);
    margin: 0;
}

.sidebar-box.highlight {
    background: var(--gradient-1);
    color: var(--white);
}

.sidebar-box.highlight h3,
.sidebar-box.highlight p {
    color: var(--white);
}

.sidebar-box.highlight .btn-primary {
    background: var(--white);
    color: var(--primary);
}

.factor-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.factor-list li {
    padding: 0.5rem 0;
    font-size: 0.875rem;
    color: var(--gray-600);
    border-bottom: 1px solid var(--gray-100);
}

.factor-list li:last-child {
    border-bottom: none;
}

/* FAQ Section */
.faq-section {
    padding: 4rem 0;
    background: var(--white);
}

.faq-section h2 {
    text-align: center;
    font-size: 2rem;
    color: var(--dark);
    margin-bottom: 2rem;
}

.faq-grid {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    background: var(--gray-50);
    border-radius: var(--radius-lg);
    margin-bottom: 1rem;
    overflow: hidden;
}

.faq-item summary {
    padding: 1.25rem 1.5rem;
    font-weight: 600;
    color: var(--dark);
    cursor: pointer;
    list-style: none;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.faq-item summary::-webkit-details-marker {
    display: none;
}

.faq-item summary::after {
    content: "+";
    font-size: 1.5rem;
    color: var(--primary);
}

.faq-item[open] summary::after {
    content: "−";
}

.faq-item p {
    padding: 0 1.5rem 1.25rem;
    color: var(--gray-600);
    line-height: 1.7;
}

/* Responsive */
@media (max-width: 768px) {
    .calculator-container {
        grid-template-columns: 1fr;
    }

    .calculator-sidebar {
        position: static;
        order: -1;
    }

    .factors-grid {
        grid-template-columns: 1fr;
    }

    .rate-value {
        font-size: 3rem;
    }

    .form-buttons {
        flex-direction: column;
    }
}