State Farm vs Liberty Mutual

Head-to-Head Comparison for 2025

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State Farm

4.9
Overall Rating
VS
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Liberty Mutual

4.5
Overall Rating

Detailed Breakdown

Feature State Farm Liberty Mutual
Best For Best local agents Customizable coverage
Downside More expensive Mixed reviews
Mobile App 4.8/5 4.5/5
J.D. Power Rank Top 5 Top 10

The Verdict: Who Wins?

If you value best local agents, then State Farm is likely the better choice. However, if customizable coverage is more important to you, consider Liberty Mutual.

The only way to know for sure is to compare personalized quotes.


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