Cheap Car Insurance in Honolulu, HI
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Average Car Insurance Rates in Honolulu
Car insurance in Honolulu, Hawaii costs an average of $1,400-2,200 per year for full coverage, depending on your age, driving record, and vehicle.
| Coverage Level | Monthly | Annual |
|---|---|---|
| State Minimum | $45-65 | $540-780 |
| Full Coverage | $120-185 | $1,440-2,220 |
Top Car Insurance Companies in Honolulu
- GEICO – Often cheapest for good drivers
- Progressive – Great for high-risk drivers
- State Farm – Best for bundling home + auto
- Allstate – Strong local agent network
- USAA – Best for military families
How to Save on Honolulu Car Insurance
- Compare quotes from at least 3-5 companies
- Bundle with home or renters insurance (10-25% off)
- Ask about safe driver and good student discounts
- Consider raising your deductible to lower premiums
- Check if you qualify for low-mileage discounts
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