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Home Insurance Calculator

Estimate your coverage needs and get a personalized premium estimate.

Tell Us About Your Home

Home's Rebuild Cost ($) Cost to rebuild, not market value

Square Footage

Home Age

Roof Age

Personal Belongings Value ($) Furniture, electronics, clothes, etc.

Preferred Deductible

State

Additional Features

Swimming Pool Trampoline Dog (any breed) Security System Fire/Smoke Alarms Sprinkler System

📋 Your Recommended Coverage

Dwelling Coverage

$350,000

Covers rebuilding your home

Personal Property

$175,000

50% of dwelling (adjustable)

Liability

$300,000

Protects against lawsuits

Additional Living

$70,000

20% of dwelling if displaced

Estimated Annual Premium

$1,850

~$154/month

💡 Pro Tip: These are estimates based on national averages. Actual quotes may vary by 20-30% based on your specific location, claims history, and insurer. Compare quotes from multiple providers for accurate rates.

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