โšก Free Quotes

Auto Insurance Quotes: Compare & Save Up to $500

Updated January 2026 โ€ข Compare 50+ providers โ€ข 2-minute quotes

๐ŸŽฏ Get Your Free Auto Insurance Quotes

Enter your ZIP code to see rates from top insurers.

โœ“ 100% free โœ“ No obligation โœ“ Save up to $500/year

Why Compare Auto Insurance Quotes?

The same driver with the same car can see rate differences of $500-$1,500+ per year between insurers. Rates vary based on each company's proprietary algorithms, so the only way to find your best rate is to compare.

๐Ÿ’ก Auto Insurance Quote Facts

  • Average savings: $400-500/year when comparing 3+ quotes
  • Price variation: Up to 200% difference between companies
  • Best time: 2-3 weeks before renewal
  • Credit impact: None (soft inquiry only)

How to Get Auto Insurance Quotes

1

Enter Your Location

Your ZIP code is the first factor in determining ratesโ€”urban and rural areas have very different risk profiles.

2

Add Vehicle Details

Year, make, model, and VIN. Newer cars with safety features often qualify for discounts.

3

Provide Driver Information

Age, gender, marital status, driving history, and annual mileage all affect your rate.

4

Select Coverage Options

Choose liability limits, deductibles, and additional coverages to match your needs.

5

Compare & Choose

Review quotes side-by-side, considering price, coverage, and company reputation.

Information You'll Need for Quotes

Category Information Needed
Personal Name, date of birth, address, social security (optional)
Vehicle Year, make, model, VIN, ownership status
Driving License number, years of experience, accidents/violations
Current Insurance Current provider, policy expiration, coverage levels
Usage Annual mileage, commute distance, primary use

Top Auto Insurance Quote Providers

GEICO

Best for: Fast online quotes

  • โœ… 15-minute quotes
  • โœ… Often lowest rates
  • โœ… Easy comparison

Progressive

Best for: Comparison shopping

  • โœ… Shows competitor rates
  • โœ… Name Your Priceยฎ
  • โœ… Customizable quotes

State Farm

Best for: Agent support

  • โœ… Local agents available
  • โœ… Bundle with home
  • โœ… Personalized service

Allstate

Best for: Rewards & perks

  • โœ… Accident forgiveness
  • โœ… Deductible rewards
  • โœ… Safe driver bonuses

Auto Insurance Quote FAQs

How do I get auto insurance quotes?

Getting auto insurance quotes is simple: Enter your ZIP code, provide vehicle and driver information, choose your coverage levels, and compare quotes from multiple insurers. The process takes 2-5 minutes online.

Are online auto insurance quotes accurate?

Yes, online auto insurance quotes are generally accurate if you provide correct information. Your final rate may change slightly after the insurer verifies your driving record and credit (where permitted).

Can I get quotes without a license?

Some insurers allow quotes without a license number, but you'll need to provide it to finalize your policy. Quotes without full information may be less accurate.

Will getting quotes raise my insurance?

No. Shopping for quotes has no effect on your current rate or credit score. Insurance quotes are considered "soft inquiries" that don't impact anything.

Start Comparing Auto Insurance Quotes

Get free quotes from 50+ insurers and find your best rate today.