Acceptance of Terms
By accessing and using InsureCompare ("the Website"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.
Description of Service
InsureCompare provides insurance comparison information, educational content, and tools to help users find and compare insurance options. We are not an insurance company, broker, or agent. We do not sell insurance policies directly.
Important Disclaimers
For Informational Purposes Only
All information on this website is provided for general informational purposes only. It should not be considered:
- Legal, financial, or insurance advice
- A guarantee of coverage or rates
- A substitute for professional consultation
- An endorsement of any specific insurance product
Accuracy of Information
While we strive to keep information accurate and up-to-date, we make no warranties regarding:
- The accuracy of insurance rates displayed
- The completeness of coverage comparisons
- The current availability of products or services
- State-specific requirements or regulations
Insurance rates, coverage, and requirements change frequently. Always verify information directly with insurance providers.
Third-Party Links and Partners
Our website contains links to third-party insurance companies and partners. We are not responsible for:
- The content, products, or services of third-party sites
- The privacy practices of third-party sites
- Any transactions between you and third parties
- The accuracy of information on third-party sites
Affiliate Disclosure
InsureCompare participates in affiliate marketing programs. We may receive compensation when you click links on our site and purchase products or request quotes from our partners. This compensation does not influence our editorial content or recommendations.
User Responsibilities
By using our website, you agree to:
- Provide accurate information when requesting quotes
- Use the website for lawful purposes only
- Not attempt to interfere with site operation
- Not copy or reproduce content without permission
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of InsureCompare or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.
Limitation of Liability
To the fullest extent permitted by law, InsureCompare shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:
- Your use or inability to use the website
- Any reliance on information provided
- Any transactions with third-party providers
- Any errors or omissions in content
Indemnification
You agree to indemnify and hold harmless InsureCompare, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the website or violation of these terms.
Changes to Terms
We reserve the right to modify these terms at any time. Continued use of the website after changes constitutes acceptance of the new terms. We encourage you to review these terms periodically.
Governing Law
These terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.
Contact Information
For questions about these Terms of Service:
- Email: legal@insurecompare.com
- Address: 123 Insurance Lane, Suite 100, New York, NY 10001