Complete 2025 comparison of two of America's largest auto insurers
GEICO is best for: Budget-conscious drivers seeking low rates and digital-first service.
Progressive is best for: Drivers who want usage-based discounts and flexible payment options.
| Feature | 🔵 GEICO Best for Price
|
🟢 Progressive Best for Discounts
|
|---|---|---|
| Average Annual Rate | $1,450 | $1,580 |
| Best For | Low rates, digital experience | Usage-based pricing, flexibility |
| Mobile App Rating | 4.8/5 ⭐ | 4.7/5 ⭐ |
| Discount Program | Multiple (military, federal) | Snapshot® (usage-based) |
| Claims Satisfaction | 4.5/5 | 4.3/5 |
| Local Agents | No | Yes |
| Bundling Options | Home, renters, motorcycle | Home, renters, boat, RV |
GEICO typically offers lower base rates, with an average annual premium of $1,450 compared to Progressive's $1,580. However, Progressive's Snapshot program can provide significant discounts (up to 30%) for safe drivers.
Both companies offer comprehensive coverage including:
GEICO excels in digital service with a top-rated mobile app, while Progressive offers the advantage of local agents for those who prefer in-person assistance.
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