$2,234
Avg. Auto Insurance/Year
26% above national avg
$1,345
Avg. Home Insurance/Year
26% below national avg
#7
Cost Ranking (Most Expensive)
25/50/20
Minimum Liability Required
📰 For Journalists & Bloggers:
You may cite this data with attribution to InsureCompare.
Citation: "According to InsureCompare's 2025 State Insurance Rate Report,
the average Nevada driver pays $2,234 annually for car insurance,
which is 26% above the national average."
Source: InsureCompare.com
How Nevada Compares to National Average
Auto Insurance
Nevada: $2,234 vs National: $1,771
Home Insurance
Nevada: $1,345 vs National: $1,820
Nevada Minimum Insurance Requirements
| Coverage Type |
Minimum Required |
Recommended |
| Bodily Injury (per person) |
$25k |
$100k+ |
| Bodily Injury (per accident) |
$50k |
$300k+ |
| Property Damage |
$20k |
$100k+ |
Cheapest Car Insurance Companies in Nevada
| Company |
Avg. Annual Rate |
vs State Avg |
| GEICO |
$1,831 |
-18% |
| USAA (Military) |
$1,675 |
-25% |
| Progressive |
$1,965 |
-12% |
| State Farm |
$2,122 |
-5% |