$1,876
Avg. Auto Insurance/Year
6% above national avg
$2,789
Avg. Home Insurance/Year
53% above national avg
#17
Cost Ranking (Most Expensive)
25/50/25
Minimum Liability Required
📰 For Journalists & Bloggers:
You may cite this data with attribution to InsureCompare.
Citation: "According to InsureCompare's 2025 State Insurance Rate Report,
the average Oklahoma driver pays $1,876 annually for car insurance,
which is 6% above the national average."
Source: InsureCompare.com
How Oklahoma Compares to National Average
Auto Insurance
Oklahoma: $1,876 vs National: $1,771
Home Insurance
Oklahoma: $2,789 vs National: $1,820
Oklahoma Minimum Insurance Requirements
| Coverage Type |
Minimum Required |
Recommended |
| Bodily Injury (per person) |
$25k |
$100k+ |
| Bodily Injury (per accident) |
$50k |
$300k+ |
| Property Damage |
$25k |
$100k+ |
Cheapest Car Insurance Companies in Oklahoma
| Company |
Avg. Annual Rate |
vs State Avg |
| GEICO |
$1,538 |
-18% |
| USAA (Military) |
$1,407 |
-25% |
| Progressive |
$1,650 |
-12% |
| State Farm |
$1,782 |
-5% |